NGUYÊN TẮC 90/10

Công nghệ “lên ngôi” có phải là lúc thông tin cá nhân bị đe dọa ?

KHI EM LỚN…

BẠN MUỐN LÃNH ĐẠO NGƯỜI KHÁC? HÃY LÃNH ĐẠO CHÍNH MÌNH TRƯỚC!

Ch&uacute;ng ta &#273;&atilde; v&agrave; &#273;ang s&#7889;ng trong th&#7901;i &#273;&#7841;i c&ocirc;ng ngh&#7879; 4.0 - th&#7901;i &#273;&#7841;i m&agrave; thu&#7853;t ng&#7919; &ldquo;FINTECH&rdquo; g&#7847;n nh&#432; &ldquo;l&ecirc;n ng&ocirc;i&rdquo;. Nghe th&igrave; r&#7845;t quen thu&#7897;c nh&#432;ng li&#7879;u c&aacute;c b&#7841;n &#273;&atilde; th&#7853;t s&#7921; hi&#7875;u Fintech l&agrave; g&igrave; ch&#432;a?Fintech th&#7853;t ra l&agrave; s&#7921; k&#7871;t h&#7907;p gi&#7919;a Finance = T&agrave;i ch&iacute;nh + Technology = C&ocirc;ng ngh&#7879;. Nh&#432; v&#7853;y, c&aacute;c b&#7841;n c&oacute; th&#7875; hi&#7875;u &#273;&#417;n gi&#7843;n Fintech ngh&#297;a l&agrave; c&ocirc;ng ngh&#7879; t&agrave;i ch&iacute;nh. Ngay t&#7915; khi Fintech &#273;&#432;&#7907;c con ng&#432;&#7901;i &#432;u ti&ecirc;n, n&oacute; &#273;&atilde; l&agrave;m thay &#273;&#7893;i c&aacute;c c&aacute;ch th&#7913;c ho&#7841;t &#273;&#7897;ng trong l&#297;nh v&#7921;c ng&acirc;n h&agrave;ng, ti&#7873;n t&#7879; v&agrave; m&#7841;nh nh&#7845;t l&agrave; l&#297;nh v&#7921;c t&agrave;i ch&iacute;nh.L&#7845;y v&iacute; d&#7909; cho c&aacute;c b&#7841;n d&#7877; hi&#7875;u h&#417;n nh&eacute;! C&aacute;c app internet banking ch&iacute;nh l&agrave; Fintech &#273;&#7845;y!N&oacute;i &#273;&#7871;n h&#7879; sinh th&aacute;i Fintech, n&oacute; &#273;&#432;&#7907;c hi&#7875;u l&agrave; m&ocirc;i tr&#432;&#7901;ng cho Fintech ph&aacute;t tri&#7875;n. Hi&#7879;n nay, t&#7841;i Vi&#7879;t Nam, h&#7879; sinh th&aacute;i Fintech t&#7891;n t&#7841;i d&#7921;a v&agrave;o 3 y&#7871;u t&#7889;: Kh&#7843; n&#259;ng ti&#7871;p c&#7853;n th&#7883; tr&#432;&#7901;ng, h&#7895; tr&#7907; ph&aacute;p l&yacute; v&agrave; kh&#7843; n&#259;ng ti&#7871;p c&#7853;n v&#7889;n.Gi&#7899;i thi&#7879;u cho b&#7841;n top 5 n&#7873;n t&#7843;ng Fintech ph&#7893; bi&#7871;n nh&#7845;t hi&#7879;n nay n&egrave;!1. &#272;&#7891;ng ti&#7873;n &#273;i&#7879;n t&#7917; (Bitcoin)L&agrave; m&#7897;t lo&#7841;i ti&#7873;n &#273;i&#7879;n t&#7917; hay ti&#7873;n k&#7929; thu&#7853;t s&#7889; ph&acirc;n c&#7845;p &#273;&#432;&#7907;c trao &#273;&#7893;i tr&#7921;c ti&#7871;p b&#7857;ng thi&#7871;t b&#7883; k&#7871;t n&#7889;i Internet. &#272;&#7891;ng Bitcoin c&oacute; th&#7875; d&ugrave;ng &#273;&#7875; giao d&#7883;ch gi&#7919;a nhi&#7873;u n&#432;&#7899;c m&agrave; kh&ocirc;ng th&ocirc;ng qua ng&acirc;n h&agrave;ng h&agrave;ng hay &#273;&#417;n v&#7883; k&#7871;t n&#7889;i trung gian.2. V&iacute; &#273;i&#7879;n t&#7917; (&#273;&#432;&#7907;c &#273;&aacute;nh gi&aacute; l&agrave; xu th&#7871; trong t&#432;&#417;ng lai)Momo: L&agrave; m&#7897;t trong nh&#7919;ng v&iacute; &#273;i&#7879;n t&#7917; h&agrave;ng &#273;&#7847;u t&#7841;i Vi&#7879;t Nam, cho ph&eacute;p b&#7841;n chuy&#7875;n nh&#7853;n ti&#7873;n, thanh to&aacute;n m&#7885;i d&#7883;ch v&#7909; nh&#432; n&#7841;p ti&#7873;n &#273;i&#7879;n tho&#7841;i (t&#7845;t c&#7843; nh&agrave; m&#7841;ng), thanh to&aacute;n c&aacute;c h&oacute;a &#273;&#417;n &#273;i&#7879;n n&#432;&#7899;c - internet - vay ti&ecirc;u d&ugrave;ng, v&eacute; xem phim, v&eacute; m&aacute;y bay,... ho&agrave;n to&agrave;n mi&#7877;n ph&iacute;.Paypal: &#272;&#432;&#7907;c bi&#7871;t &#273;&#7871;n l&agrave; c&#7893;ng thanh to&aacute;n online l&#7899;n nh&#7845;t th&#7871; gi&#7899;i cho ph&eacute;p b&#7841;n mua h&agrave;ng h&oacute;a, d&#7883;ch v&#7909;, chuy&#7875;n, nh&#7853;n ti&#7873;n gi&#7919;a c&aacute;c qu&#7889;c gia tr&ecirc;n th&#7871; gi&#7899;i.Airpay: C&#361;ng gi&#7889;ng nh&#432; Momo, Airpay l&agrave; &#7913;ng d&#7909;ng v&iacute; &#273;i&#7879;n t&#7917; mi&#7877;n ph&iacute; tr&ecirc;n di &#273;&#7897;ng &#273;&#432;&#7907;c d&ugrave;ng kh&aacute; ph&#7893; bi&#7871;n hi&#7879;n nay. Airpay cho ph&eacute;p b&#7841;n n&#7841;p ti&#7873;n &#273;i&#7879;n tho&#7841;i, thanh to&aacute;n h&oacute;a &#273;&#417;n, &#273;&#7863;t v&eacute; xem phim, mua b&#7843;o hi&#7875;m,... &#272;&#7863;c bi&#7879;t, Airpay c&oacute; r&#7845;t nhi&#7873;u ch&#432;&#417;ng tr&igrave;nh khuy&#7871;n m&atilde;i (voucher) Now Food, Shoppe (cho b&#7841;n tho&#7843;i m&aacute;i m&#7895;i m&ugrave;a &ldquo;s&#259;n sale&rdquo;),...3. Chuy&#7875;n ti&#7873;n onlineFintech &#273;&atilde; l&agrave;m cho c&aacute;ch th&#7913;c chuy&#7875;n ti&#7873;n b&#7857;ng vi&#7879;c mang ti&#7873;n m&#7863;t &#273;&#7871;n ng&acirc;n h&agrave;ng g&#7847;n nh&#432; bi&#7871;n m&#7845;t. Thay v&agrave;o &#273;&oacute;, b&#7841;n c&oacute; th&#7875; ng&#7891;i t&#7841;i nh&agrave; nh&#7901; Internet Banking ho&#7863;c Bankplus gi&uacute;p b&#7841;n vi&#7879;c n&agrave;y.4. Cho vay v&#7889;nC&acirc;u chuy&#7879;n cho vay v&#7889;n hi&#7879;n nay tr&#7903; n&ecirc;n &#273;&#417;n gi&#7843;n h&#417;n nh&#7901; Fintech. B&#7841;n ch&#7881; c&#7847;n s&#7917; d&#7909;ng app ho&#7863;c website b&#7845;t k&#7923;, &#273;&#417;n v&#7883; app s&#7869; k&#7871;t n&#7889;i b&#7841;n v&#7899;i b&ecirc;n cho vay sau &#273;&oacute; 2 b&ecirc;n th&#7887;a thu&#7853;n v&#7873; &#273;i&#7879;n ki&#7879;n &hellip;5. H&#7895; tr&#7907; giao d&#7883;ch ch&#7913;ng kho&aacute;nFintech gi&uacute;p cho nh&#7919;ng ai c&oacute; nhu c&#7847;u &#273;&#7847;u t&#432; ch&#7913;ng kho&aacute;n, mua b&aacute;n, kh&ocirc;ng c&#7847;n ph&#7843;i &#273;&#7871;n tr&#7921;c ti&#7871;p t&#7841;i c&aacute;c s&agrave;n giao d&#7883;ch m&agrave; ch&#7881; c&#7847;n thi&#7871;t b&#7883; k&#7871;t n&#7889;i internet l&agrave; &#273;&atilde; c&oacute; th&#7875; ti&#7871;n h&agrave;nh.&#272;&oacute; l&agrave; v&agrave;i th&ocirc;ng tin nh&#7887; v&#7873; Fintech m&agrave; ch&uacute;ng m&igrave;nh mu&#7889;n chia s&#7867; v&#7899;i c&aacute;c b&#7841;n. Hy v&#7885;ng c&aacute;c b&#7841;n c&oacute; th&#7875; hi&#7875;u h&#417;n v&#7873; Fintech trong th&#7901;i &#273;&#7841;i 4.0 n&agrave;y nh&eacute;!

Đinh Thảo Phương

Chúng ta đã và đang sống trong thời đại công nghệ 4.0 - thời đại mà thuật ngữ “FINTECH” gần như “lên ngôi”. Nghe thì rất quen thuộc nhưng 

Youth+

FINTECH LÀ GÌ? HỆ SINH THÁI FINTECH GỒM NHỮNG GÌ?